TCS is Looking for Entry Level | Associate | Data Review | 0.6 - 5 yrs | Chennai

TCS is Recruit for Entry Level | Associate | Business Analysis | Graduates | Mumbai | Apply Now

TATA Consultancy Services Limited is an Indian multinational information technology service and consulting company with headquartered in Mumbai, Maharashtra, India. It is a subsidiary of the Tata Group and operates in 149 locations across 46 countries. TCS is the second largest Indian company by market capitalisation.

Associate / Business Analysis

Job Description

* Experience in 4 C’s i.e. Credit, Capacity, Collateral, Capital.

* Experience in Post-Closing, Origination or Pre Funding part.

* Pre Underwriting Having good knowledge of US Residential Underwriting.

* Experience in reviewing of collateral including in depth analysis of appraisal reports, title commitment, fraud risk checks, insurances documents and sales contract

* Experience in reviewing of the Borrower profile including credit, income, assets, collateral, compliance, employment and other lending risks.

* Analysis of Assets, Income and Credit to ensure borrower profile, transaction and properties meet the company’s lending criteria under the guidelines of fennie mae (FNMA)/Freddie Mac.

* Experience in Calculating or Recalculating of Borrower’s Income, DTI, LTV and Appraisal Report/Title Report/Credit report review.

* Closing Document – deed of trust, proof of title search and insurance, flood certification, proof of homeowners insurance, mortgage insurance, home appraisal, and inspection reports etc.

* Post Product Approval, Credit Reconciliation, Asset Verification, Income Calculation etc.


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